How to Protect Your Mobile From Online Scams: 5 Best Safety Tips
byJeyachandran •
0
🛡️ How to Protect Your Mobile from Online Scams & UPI Fraud 2026: The Ultimate Cyber Security Guide
Category: Cyber Security / Finance Safety | Author: Jeyachandran M | Target: Safe Digital India
Vanakkam TechJeya Family! 👋
"Sir, unga bank account block aagiduchu, indha link-a click panni KYC update pannunga" – Indha oru message unga vaazhkaiyaye maatha koodiya oru abayam nu ungalukku theriyuma?
Innaki namma indha post-la, nallaa padichavangale yemara koodiya sila Advanced Scams pathiyum, unga mobile matrum bank account-ah eppadi oru "Iron Shield" pottu kaapaathalaam nu technical-ah paarkalam.
🛑 1. The New Era of UPI Frauds (Yarum Sollaadha Unmaigal)
Sila neram online-la porul vikkumbodhu (OLX/Facebook), thirudargal "Naan payment panniuten, indha QR code-a scan panni panatha eduthukonga" nu solvaanga. QR code scan panninaale unga account-la irundhu panam poga vaaippu iruku.
📱 2. Screen Mirroring Scams: Beware of Remote Access
Idhu dhaan ippo trend-la irukkira bayangaramaana scam. "Bank Customer Care" nu solli ungalukku call varum. Unga prachanaiya solve panna sila apps-ah install panna solvaanga (Example: AnyDesk, TeamViewer, or RustDesk).
How it Works?
Indha apps-ah neenga install panni oru code-ah avangalukku sonna, avargal unga mobile screen-ah avangaloda computer-la irundhu paarkalam. Neenga PIN podumbodhu avargalukku andha numbers theriyum.
Unga phone-la signal thideernu poyiducha? Adhu tower prachanaiya illa SIM Swapping-ah nu check pannunga.
Technical Breakdown:
Scammers unga identity (Aadhar card/PAN card copy) vachu, mobile operator kitta poi "En SIM tholanju pochu" nu solli pudhu SIM vaanguvanga. Once pudhu SIM activate aana udane, unga kaila irukkira SIM de-activate aagidum.
Ippo ellla Bank OTP-um avangalukku pogum. Neenga signal illaiye nu ninaikumbodhu, unga account kaali aagidum.
🛡️ 4. How to Secure Your Mobile? (Technical Security Settings)
Unga mobile-ah oru "Kottai" maari maatha indha settings-ah udane pannunga:
1. Enable SIM Lock
Unga SIM card-ku oru password vainga. Ippadi panna, unga SIM-ah vera phone-la pottaalum PIN illama work aagaadhu.
Check the Merchant Name: Scan pannumbodhu mela varum name-ah verify pannunga. Sila scammers fake QR codes vachu "Government Tax" nu name vachirupaanga.
UPI Lite Payanpaduthunga: Chinna chinna chillara selavugalukku (Rs. 500-ku keela) UPI Lite use pannunga. Idharku PIN thevai illai, so unga main bank PIN safe-ah irukkum.
Daily Limit Set Pannunga: Bank app-la poi UPI-kku daily limit set pannunga (Example: Max Rs. 10,000). Idhunaala periya amount loss aaguradha thadukkalaam.
Avoid Public Wi-Fi: Railway station or Mall-la kidaikira free Wi-Fi-la bank transactions pannadhiga. Hackers unga data-va "Man-in-the-Middle" attack vazhiya thiruda mudiyum.
🧐 6. Fake Loan Apps & Phishing Links
Social media-la "Instant 50,000 Loan - No Documents" nu ads varum. Indha apps-ah install pannina, unga contacts matrum photos-ah thirudi ungalai blackmail pannuvaanga.
